Paisabazaar: Credit Score App7.45.0

Your ability to access credit depends on your credit score. Tracking your credit score and taking the right steps to build it, so that you can borrow for all financial needs and life-goals, hence, becomes an important financial habit. 

On the Paisabazaar App, you can check your free credit score with ease instantly. Over 63 million Indians from 860+ cities have checked their free CIBIL Score and credit score from Paisabazaar in the last 12 years.

✔️ The Only App to Offer Credit Score from All 4 Credit Bureaus

Paisabazaar is the only App in India that provides credit scores from all 4 credit bureaus, including CIBIL, for absolutely free. We have partnerships with all 4 RBI-regulated credit bureaus (CICs) - CIBIL, Experian, CRIF High Mark & Equifax.

You get detailed yet easy to understand insights on your profile - history, repayments, enquiries, credit old and existing credit accounts, utilisation ratio, credit mix - along with personalised recommendations. Regular tracking on the App helps build deeper understanding, encourages the right actions and good credit behaviour, and empowers you to build a strong score.

✔️ Check, Track & Build a High Credit Score

👉Credit Score from all 4 bureaus is free for life
👉Free CIBIL Score
👉Check and track credit score seamlessly
👉Detailed insights & recommendations
👉Report in 7 regional languages
👉An AI chatbot to answer all queries instantly
👉AI-led Video Credit Report

✔️Improve CIBIL Score to 750+

👉Monitor free CIBIL Score to get deeper understanding
👉Detailed insights on what's impacting your CIBIL
👉Clear recommendations on how to improve score
👉Expert assistance to build a 750+ CIBIL Score
👉Credit builder products for damaged credit & New to Credit

✔️ Instant Personal Loan & Credit Card Offers basis your Credit Profile from 30+ Banks & NBFCs

Our free credit score program has helped millions build strong credit health & become eligible for the best personal loan & credit card offers. You can check, compare & apply for an instant personal loan up to Rs. 50 lakh and choose from 100+ credit cards from the Paisabazaar App.

👉 30+ lenders (only RBI-regulated entities)
👉Highest chances of approval
👉Pre-Approved & customised offers
👉100+ credit cards - Cashback, rewards, travel, UPI (RuPay)
👉Free airport lounge access worth Rs 5000 on getting a new card

Customers applying for a Personal Loan should note:

✔️ Personal Loans have a repayment tenure, ranging from 3 months to 5 years
✔️ Depending on the applicant’s profile & the lender, the APR (Annual Percentage Rate) may vary from 10.99% to 35%

For example, on a Rs. 4.5 lakh personal loan at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710.

Total payout:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9,000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260

In case of change of payment mode or delay or non-payment of EMIs, additional charges / penal charges may be applicable, depending on the lender's policy. Prepayment options also depend on the lender’s policy and applicable charges for the same may vary.

Paisabazaar is a digital lending marketplace; it is not a direct lender, bank, or NBFC. We are an authorized Lending Service Provider (LSP) facilitating credit applications on behalf of our RBI-registered banking & NBFC partners.

All loan disbursals and repayment collections are processed directly between the borrower & the chosen bank/NBFC.

Our Prime RBI-Registered Lending Partners include - HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, IDFC FIRST Bank Ltd, Tata Capital Ltd, Federal Bank Ltd, YES BANK ltd.

[The comprehensive and updated list of our partners along with their respective active landing pages can be verified on our official website.]

Contact Us: feedback@paisabazaar.com